Coverages - Concord Group Insurance
Coverages
Workers Compensation
Required coverage for employers that provides state-mandated benefits to employees due to job-related injuries, including death, resulting from workplace accidents or occupational diseases.
Employers Liability
Provided with a workers compensation policy; protects you if you become liable for injury to an employee for a job-related injury that is not covered under the workers compensation law.
Optional Coverages
Waiver of Subrogation
With this endorsement, the insurer waives their right of subrogation against third parties who may be responsible for an injury.
Voluntary Compensation and Employers Liability Coverage Endorsement
This endorsement is used to provide these coverages to employees who are not subject to the state’s workers compensation law.
Partners, Officers and Other Endorsements
We provide the option to include or exclude partners, officers or others under the workers compensation policy.
How Do I Get a Quote?
The Concord Group works solely through independent agents to ensure you’re getting the right protection from a skilled professional.
This material is intended as a general guide or primer only and analysis of coverage is in general terms for the sake of simplicity and understanding. Any of the content provided on this webpage is superseded in all respects by the Insuring Agreements, Endorsements, Exclusions, Terms and Conditions of the Policy. The material on this webpage is not an exhaustive list of the coverages available. Some of the coverage mentioned in this material may not be applicable in all states or may have to be modified to conform to applicable state law. Some coverages may have been eliminated or modified since the posting of this material.